Legal Disclaimer

1. No Financial Advice

The information provided on FVCalculator.com and the results generated by our financial calculators are for educational and informational purposes only. They should not be construed as financial advice, investment advice, trading advice, or any other type of professional advice.

All financial calculations and projections are based on mathematical formulas and the inputs you provide. They do not take into account your personal financial situation, objectives, or needs. You should consult with a qualified financial advisor or other professional before making any financial decisions.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Calculator Limitations

Our financial calculators have certain limitations:

• They use standardized mathematical formulas that may not reflect real-world market conditions
• They assume constant rates of return, which rarely occur in actual markets
• They do not account for taxes, fees, inflation, or other costs that may affect actual returns
• They are based on the data you input and the accuracy of your inputs determines the accuracy of the results
• Market conditions, economic factors, and regulatory changes can significantly impact actual results

3. Investment Risks

All investments involve risk, including the possible loss of principal. The value of investments may fluctuate, and investors may not get back the amount invested. Past performance is not indicative of future results.

Specific Risks to Consider:

• Market Risk: The possibility of losing money due to overall market declines
• Interest Rate Risk: Changes in interest rates can affect investment values
• Inflation Risk: The risk that inflation will erode the purchasing power of your money
• Liquidity Risk: The risk that you may not be able to sell an investment when you want to
• Concentration Risk: The risk of having too much invested in one type of asset

4. Limitation of Liability

To the fullest extent permitted by applicable law, FVCalculator.com, its owners, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses resulting from reliance on our calculators or content
• Loss of profits, revenue, or data
• Investment losses or poor investment decisions
• Business interruption
• Personal injury or property damage

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

5. User Responsibility

By using this website and its calculators, you acknowledge and agree that:

• You are solely responsible for your financial decisions and investments
• You will not rely solely on the information provided by our calculators
• You will conduct your own research and consult with qualified professionals
• You understand the risks associated with financial investments
• You are at least 18 years of age and have the legal capacity to enter into agreements

6. Third-Party Content and Links

Our website may contain links to third-party websites or resources. We provide these links for your convenience only, and we have no control over the content of these websites.

We are not responsible for:

• The accuracy, completeness, or reliability of any third-party content
• Any losses or damages resulting from your use of third-party websites
• The privacy practices or content of third-party sites
• Any products or services offered by third parties

7. No Endorsement

Reference to any specific commercial product, process, or service by trade name, trademark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by FVCalculator.com.

The appearance of advertisements on our website does not constitute an endorsement, guarantee, warranty, or recommendation by us. We are not responsible for the claims, representations, or content of any advertisement.

8. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Your continued use of the website following the posting of changes to this disclaimer will mean you accept those changes.

It is your responsibility to review this disclaimer periodically for updates. The "Last Updated" date at the top of this page indicates when this disclaimer was last revised.

9. Jurisdiction and Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any legal action or proceeding arising under this disclaimer will be brought exclusively in the courts located in Mumbai, Maharashtra, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.